Platinum Credit Card
Express yourself
Be who you want to be with the greater spending power of our Platinum credit card.
Take your travels to the next level
Access 6 preselected airport lounges at no cost and exclusive travel and entertainment offers.
Easy Payment Plans
Turn almost any purchase into instalments with 0% interest, like a new phone or your next TV, or any of life’s surprise expenses.
Discounts from your favourite brands
Get the best deals and discounts when you shop with your credit card.
Effortless cashback
Every time you spend with your card, you earn cashback. Simple as that!
How credit card repayments work
When applying for a card, you can pick your repayment plan. You can opt to pay 100% of the card’s outstanding balance at the end of the cycle or 4% of its balance. If you pay 4%, the remaining amount will be subject to 1.75% monthly interest.
Eligibility:
- Monthly salary: 625 - 850 JOD
Additional fees:
- Exceeding your credit limit: 10 JOD
- Missing payments: 10 JOD
- Postponing a payment: 10 JOD
- Card loss or damage replacement: 10 JOD
- Foreign cash withdrawal fee: 4% minimum equivalent to 3 JOD
- Annual fee: Free for the first year.
- Second year onward: 50 JOD
- Spending a yearly minimum of 2,500 JOD on your Platinum card will automatically remove the annual fee.
- Supplementary card fee: Free for the first year, renewing for a second year onward: 25 JOD.
- Spending a yearly minimum of 1,250 JOD on your supplementary card will automatically remove the annual fee.
It is important to understand how your Bank al Etihad credit card works so, please make sure you read the Terms & Conditions before you apply or get in touch to know more.